The Credit Immobilier et Hôtelier du Maroc (CIH) chooses ANADEFI Banks for its customers financial analysis management

Posted on21/10/13

ANADEFI Bank, developped by O.R. System, a counterparty risk, financial analysis and internal rating solution, has been chosen by The Credit Immobilier et Hotelier du Maroc (CIH) for automating its financial analysis processes, internal rating and management of all its customers’ funding requests.

The CIH is a Morrocan retail bank, subsidiary of CDG Group (Caisse de Dépôt et de Gestion) with a specialization in real estate. It employs 1500 people and manages a portfolio of more than 500 000 customers.
They chose to use ANADEFI to achieve several objectives: control their risks, become Basel II compliant, make its processes reliable, and optimize productivity.
Quickly, the solution will be deployed to manage business customers and used by fifty users, from credit risk analysts to risks executives. It will then be extended to the management of real estate financing.
Mr. Bennouna, Deputy General Manager commented: “The CIH chose ANADEFI because it is an easy to implement and very flexible tool. The major benefits of the solution obtaining traceable and quality information, the possibility of a precise follow-up of operations, efficiency and reliability of the financial analysis and the ability to change our internal rating system. ”

Jean-Luc Fort, OR System CEO, said: “The solution addresses precisely the needs of the CIH Bank and enables them to deal with its requests in a fast and reliable way thanks to the automation of its financial analysis processes.”